Privacy Policy

We may collect: (a) identity and contact details (name, date of birth, gender, email, phone, address); (b) KYC and financial information (PAN, Aadhaar-based details as permitted by law, bank account details, FATCA/CRS declarations, nominee details, income range, photograph and signature); (c) insurance-related information, including health or medical information where required for a specific insurance product; (d) transaction and portfolio information relating to your investments and policies; and (e) technical and usage data (device information, IP address, cookies and log data).

We use your information to verify your identity and complete KYC/AML requirements; facilitate and execute your mutual fund and insurance transactions with AMCs, RTAs, KRAs and insurers; provide customer support and servicing; communicate with you about your account, transactions and service updates; comply with legal and regulatory obligations and reporting; prevent fraud and secure the Platform; and improve our products and services.

We process your personal data on the basis of your consent and for the legitimate and lawful purposes described in this Policy, including where processing is necessary to provide the services you request or to comply with law. You may withdraw your consent at any time by contacting us, although this may limit our ability to provide certain services.

We may share your information with: AMCs, RTAs (such as CAMS and KFintech) and KRAs to process mutual fund transactions; insurers and their service providers to issue and service policies; payment gateways and banks to process payments; regulators and authorities (such as SEBI, AMFI, IRDAI and tax authorities) where required; and service providers and processors who act on our behalf under appropriate confidentiality and data-protection obligations. We do not sell your personal data to third parties for their own marketing.

The Platform uses cookies and similar technologies to operate the site, remember your preferences, analyse usage and improve your experience. You can manage cookies through your browser settings, though some features may not function properly if cookies are disabled.

We implement reasonable security practices and procedures designed to protect your personal data in accordance with applicable law. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain your personal data for as long as necessary to provide the services and to comply with applicable legal, regulatory and record-keeping requirements (including KYC/AML and SEBI/IRDAI retention norms), after which it is deleted or anonymised.

Subject to applicable law, you have the right to access and obtain a summary of your personal data, request correction or completion, request erasure where applicable, nominate another individual to exercise your rights, and raise a grievance in respect of our processing. To exercise these rights, please contact us using the details below.

The Platform is intended for users aged 18 and above. We do not knowingly collect personal data from minors, except where an investment is made on behalf of a minor through a lawful guardian.

The Platform may link to third-party websites and services. This Policy does not apply to those third parties, and we encourage you to review their privacy policies.

We may update this Policy from time to time. The updated version will be posted on the Platform with a revised “last updated” date, and your continued use indicates acceptance.

For any questions, requests or grievances regarding your personal data or this Policy, contact us at contact@finzip.in or +91 80953 69399, or write to Finzip Private Limited at its registered office: CEOL, II Floor, City Corporation Commercial Complex, Mallikatte, Kadri, Mangaluru, Dakshina Kannada, Karnataka – 575002.