Disclaimer

The general information, educational content, market data, tools and calculators made available on the Platform are provided for information and convenience only and do not, by themselves, constitute investment, legal, tax or insurance advice, or an offer or solicitation to buy or sell any product. Where Finzip provides a recommendation in relation to mutual fund schemes, it does so as incidental advice as described in Section 2. You should make your own assessment and, where appropriate, consult an appropriately licensed professional before making any financial decision.

Finzip is registered with AMFI as a Mutual Fund Distributor (ARN-189270) and distributes regular plans of mutual fund schemes on an execution-only basis. Finzip is not registered with SEBI as an Investment Adviser.

Any scheme recommendation, curated scheme list, suggested allocation, goal-based suggestion (including for goals such as a child’s education, a home, a vehicle, or retirement framed as a goal), or portfolio review that Finzip provides is incidental advice given in connection with its mutual fund distribution activity. Such advice is restricted to mutual fund schemes only, is intended to help you choose among schemes, and is based on the information and risk profile you provide. It does not constitute “investment advice” within the meaning of the SEBI (Investment Advisers) Regulations, 2013 and does not create an investment-advisory relationship.

Finzip does not provide financial planning, investment advisory or portfolio management services. It does not advise on securities or asset classes other than mutual funds. Consistent with AMFI norms, Finzip does not offer “financial planning” and does not describe itself as a “financial planner”, “financial adviser”, “wealth adviser” or “independent financial adviser”. Any requirement for such services should be addressed through a SEBI-registered Investment Adviser or other appropriately licensed professional.

You remain responsible for your own investment decisions. Incidental advice restricted to mutual funds is provided only to assist your decision-making and is not an assurance of suitability, performance or returns. Please read all scheme-related documents carefully before investing.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The value of investments and the income from them can go up or down, and you may get back less than you invested. The performance and returns of any investment can neither be predicted nor guaranteed, and Finzip does not assure or guarantee any returns or capital protection.

Finzip solicits and services insurance products as an IRDAI-registered Corporate Agent (Composite) (CA0985). Insurance is the subject matter of solicitation. All insurance policies are issued and underwritten by the respective insurers, who are solely responsible for the policy terms, pricing, acceptance of proposals and settlement of claims. Finzip is not the insurer and does not bear insurance risk.

While we take reasonable care, Finzip does not warrant that the information, data, calculators or content on the Platform are accurate, complete, current or error-free. Product information is sourced from AMCs, insurers and other third parties and is subject to change without notice. Any reliance you place on such information is at your own risk.

The Platform may contain content, materials or links belonging to AMCs, insurers and other third parties. Such content remains the property of the respective owners, and Finzip is not responsible for it.

To the maximum extent permitted by law, Finzip and its directors, officers and employees shall not be liable for any loss or damage arising from the use of, or reliance on, the Platform or its content, or from any investment or insurance decision taken by you.

Registration with AMFI, SEBI or IRDAI does not constitute any guarantee, assurance or undertaking by AMFI, SEBI, IRDAI or the Government regarding the performance of Finzip or of any product distributed through the Platform.