Business Property & Asset Protection
Safeguard your enterprise against unexpected risks and liabilities
Comprehensive Protection
Finzip helps you protect business property and assets against natural disasters like flood and fire, and man-made risks such as theft, burglary and vandalism.
Why Choose Finzip?
Comprehensive Coverage
Protection against natural disasters, theft, and vandalism
Quick Response
Fast and efficient claims processing
Customized Plans
Tailor-made insurance products for your specific needs
Reliable Protection
Secure your business assets with confidence
Types of Business Insurance
Property Insurance
Protects your business's physical assets, including buildings, equipment, and inventory, from damage or loss due to events like fire, theft, or natural disasters.
General Liability Insurance
Covers claims of bodily injury, property damage, or personal injury that may occur on your business premises or as a result of your operations.
Professional Liability Insurance
Protects against claims of negligence, errors, or omissions in professional services. Essential for service-based businesses.
Cyber Insurance
Covers losses related to data breaches, cyber attacks, or other digital security incidents. Includes costs for recovery, legal fees, and potential damages.
Business Interruption Insurance
Compensates for lost income during periods when you can't operate due to covered perils, helping to pay ongoing expenses and lost profits.
Workers' Compensation Insurance
Provides coverage for employee medical expenses and lost wages due to work-related injuries or illnesses. Often mandatory by law.
Commercial Auto Insurance
Covers vehicles used for business purposes, protecting against liability and physical damage in case of accidents.
Directors and Officers (D&O) Insurance
Protects corporate directors and officers against claims related to their management decisions and actions.
Key Person Insurance
Provides a financial safety net if a crucial member of the company becomes disabled or dies, helping the business recover and continue operations.
Ready to Protect Your Business?
Get started today and secure your business assets with Finzip's comprehensive insurance solutions.
Frequently Asked Questions
Which of these covers does my business actually need?
It depends on what you own, what you do and what your contracts require. Most businesses with premises or stock start with property and general liability. Service businesses such as IT, consulting and healthcare are often required by client contracts to hold professional indemnity. Cyber cover matters wherever you hold customer data.
How is the sum insured decided?
For property, on either reinstatement value — what it would cost to rebuild or replace today — or market value, which is lower. This choice matters more than most buyers realise: if the sum insured is set below the true value, many policies apply an average clause and reduce the claim in the same proportion, so even a partial loss settles for less than expected.
Is any commercial insurance legally required in India?
Some is. Third-party motor cover is mandatory for any vehicle used in a public place under the Motor Vehicles Act 1988. The Employee’s Compensation Act creates a liability for workplace injury, and public liability cover is statutory for businesses handling hazardous substances. Property and cyber cover are not mandatory, though clients and landlords often require them contractually.
Do you charge us a fee?
No. Finzip Private Limited is an IRDAI-registered Corporate Agent (Composite), registration number CA0985. The policy is issued by the insurer, and Finzip is remunerated by that insurer in accordance with IRDAI regulations. You pay only the premium set by the insurer.
What do you need from us to quote?
Broadly: what you want covered and what it is worth, where it is located, what your business does, and any claims in the last few years. For liability and cyber cover, insurers will also ask about turnover, the sectors you serve, and the controls you have in place.
