Business Investments
Make your idle cash work as hard as your business does — on your terms: liquidity, horizon and risk.
Put Idle Cash to Work.
Treasury efficiency starts with better visibility. Finzip's AI-powered insights identify surplus cash and provide incidental guidance on suitable mutual fund investments — balancing liquidity and flexibility while enhancing returns on money that would otherwise sit idle in current accounts.
Strategic cash flow optimization
Enhance returns on idle funds
Tailored mutual fund suggestions
Mutual Fund Services for Businesses
Strategic Cash Flow Optimization
Optimize your business cash flow for maximum efficiency and growth.
Smart Idle Cash Investment
Enhance returns on idle funds through strategic short-term investments.
Tailored Mutual Fund Suggestions
Receive personalized mutual fund recommendations based on your business goals.
Diverse Investment Portfolio
Broaden your investment portfolio to mitigate risks and enhance potential returns.
Safe and Secure
Fully compliant with AMFI and SEBI guidelines, ensuring the safety of your investments.
Extensive Research
Access comprehensive market research to make informed investment decisions.
Ready to put your idle funds to work?Let's get started today.
Our team helps you shortlist suitable mutual fund schemes for your treasury goals — based on your risk profile and investment horizon — and supports you through every transaction. Guidance is incidental to mutual fund distribution.
Frequently Asked Questions
Can a private limited company invest in mutual funds?
Yes. A company can invest in mutual funds where its constitutional documents permit it, and a board resolution authorising the investment and naming the authorised signatories is normally required. Section 179(3)(e) of the Companies Act 2013 deals with the board’s power to invest the company’s funds. Your auditor or company secretary should confirm the position for your specific facts.
What does a company need to open a folio?
Non-individual KYC, which is more involved than an individual’s. Expect to provide incorporation documents, PAN, a board resolution and authorised signatory list, ultimate beneficial owner declarations, FATCA and CRS forms, and bank details matching the company account. Getting these right first time is the main thing that determines whether onboarding takes days or weeks.
How quickly can we get the money back?
For liquid and overnight funds, redemption proceeds are typically credited the next business day, and some schemes offer an instant redemption facility subject to a per-day cap. Timing also depends on cut-offs: a redemption placed after the cut-off is processed against the following business day. This is worth planning around if the money is earmarked for payables.
Do you charge us a fee?
No. Finzip is an AMFI-registered Mutual Fund Distributor, ARN-189270, and distributes regular plans. Our commission is paid by the asset management company, not by you, and we publish the indicative rates by scheme category on our disclosures page so you can see our incentive before you invest.
Is this suitable for money we might need next week?
It depends on the instrument and on how certain that need is. Overnight and liquid funds are designed for short horizons, but they are market-linked products and their value can move — they are not a substitute for the money you need to make payroll on Friday. The right approach is to tier your cash: operating balance, buffer, and only then surplus.
